Ramon — your business assistant

Knows every morning where your money and your day stand

Every morning, one summary: what fell overdue, what's due today, what your suppliers answered — and how the month is going.

Your morning summaryTue, Jul 7

Florist · Marta

Overdue

The wholesaler payment (450 €) slipped past yesterday unpaid — best settle it today.

  • Flores Mayoristas SL1 item450 €

Coming due

Today the wedding leads: bouquet delivery and the deposit to collect.

  • Torres wedding — bouquets2 items240 €
  • Hotel Azahar — centrepieces1 item

Money this month

The month looks good: more coming in than going out.

To pay this month1,850 €already paid 640 €
To collect3,200 €already collected 2,150 €
Net+1,350 €
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Ramon is like WhatsApp with your clients and suppliers, but every morning it tells you what's due and how the month will look — and an AI does the writing.

Know your month before the bank does

Your bank statement tells you what already happened. Ramon shows you what's coming: what's left to pay this month, what's due to come in and the net — with settled and still-open always kept apart.

To pay this month1,850 €
To collect3,200 €
Net+1,350 €

Settled: 640 € · Pending: 1,850 €

Stop doing paperwork. Tell Ramon.

You tell it like you'd tell a person; Ramon writes it down.

The Sánchez deposit came in, mark it paid

Done — payment “Deposit” marked as paid ✓

Deposit — Sánchez renovation · 450 €✓ paid

Your clients and suppliers, on the same page

One chat per negotiation: prices, dates and payments you both see as they happen.

  • Wedding bouquets ×40price from Flores Mayoristas
    6 €/u
  • Deliveryproposed by you
    Thu 10
  • 30% depositupdated just now
    72 €
  • Invoice FL-214issued by Flores Mayoristas
    240 €

The invoice comes out of the chat

You talk, you agree — and when you're ready, you ask Ramon. The invoice is generated for you, one click. No extra effort.

Issue the invoice for the renovation

Invoice R-2026-08Sánchez renovation · 1,815 €Issued ✓

Real invoices: sequential numbering, immutable once issued, corrective invoices as the law requires. VeriFactu-ready. And we're working on the real-time submission mode (VERI*FACTU).

And the invoices you receive? A photo and done — all in one place.

For businesses like yours

  • “I jot down the orders when I close the shop. Every morning Ramon tells me what I'm collecting this week.”

    Marta · Florist shop, Valencia

    And the invoice, one click away when it's needed.

  • “Each supplier, one chat. Prices stay written down, not in my head.”

    Jordi · Restaurant, Girona

    And the invoice, one click away when it's needed.

  • “Between bookings I tell Ramon what I paid. The month's net, always in sight.”

    Radu · Holiday apartments

    And the invoice, one click away when it's needed.

  • “My hands on the bike, Ramon on the numbers: each repair gets its chat, and what's been collected stays written down.”

    Iván · Bike workshop, Seville

    And the invoice, one click away when it's needed.

  • “Every job, its chat: quote, deposit, dates. Ramon warns me what's due before it catches me out.”

    Tomás · Renovations, Alicante

    And the invoice, one click away when it's needed.

For accounting firms

Your clients, up to date — without chasing them.

  1. Your client creates their invoices in the chat — or uploads the ones they receive, with a photo.
  2. Ramon detects undocumented money and reminds your client in the moment — every quarter's document chase, automated.
  3. Everything accumulates in one place: issued and received, always visible.
  4. And you can be inside: join by invitation and ask Ramon directly.

Which invoices are missing this quarter?

2 missing: Sánchez renovation (1,815 €) and Pérez bathrooms (640 €). They're on the Invoices page.

Trustworthy

Who sees my data?
Only the people you share each chat with. No one else.
How much does it cost?
Free while Ramon is invitation-only.
Who's behind it?
The Business Chat — a small, independent project, built and hosted in the European Union. Invitations are sent by a person, not a system.
Why invitation-only?
Invitations go out personally — we grow with care.
Are the invoices valid for the tax office?
Yes. Sequential numbering, immutable once issued, and corrective invoices as the law requires. VeriFactu-ready — and we're working on the real-time submission mode.

Been invited? Go back to your invitation and accept it.

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No spam. Invitations go out personally. Privacy